You’ve been in a wreck. You’re injured. You need medical care. The doctor’s office says they won’t accept your health insurance and the auto insurance company for the at-fault driver won’t pay your medical bills (or maybe they won’t even return your calls). What do you do?
Police and emergency vehicles are frequently involved in crashes. Those wrecks often involve major impacts with significant injuries due to high speed, the size of the vehicle and because those wrecks typically occur at intersections. When the at-fault driver is a government employee, special rules apply and the injury victim is generally required to pursue the claim under the Texas Tort Claims Act.
Car wreck injury victims leave the scene of their wreck dazed and confused. How do I get medical treatment if I don’t have health insurance? When is my property damage claim going to be settled? Frequently they get home from the hospital emergency room, clouded by pain medications, only to face a barrage of phone calls and knocks at their door from telemarketers and in-person case runners. Those telemarketers and case runners get paid a “bounty” for each patient they successfully deliver to a chiropractic clinic.
Documenting the scene of the wreck can be very important. Photographs or videotape of the vehicles and the scene of the wreck can really make a difference in presenting the case to the insurance company by helping to resolve disputes about what occurred. No matter how clear cut the accident facts seem to be, you should expect to get an argument from the insurance company about what “really” happened. If you hire an experienced injury lawyer immediately after the wreck, your lawyer should immediately send his team to photograph the vehicles and to document the scene of the wreck by taking photos of skid marks (or the absence of skid marks) as well as conditions that existed at the time (e.g. construction zone).
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